Saturday, 9 January 2010

Baby Boomer Health Cost Factors

By Bill Lloyds

Baby boomer health cost factors are coming more and more to the forefront of any discussion on controlling health care costs in this country. That is because this important age demographic (those people born between 1945 and 1964) is one of the largest blocks of people in this country. They are also entering their retirement years at ever increasing numbers, and will require health care more often.

Just as with everything else to do with boomers, the movement of their demographic affects our society as a whole. In other words; what the boomers want, the boomers get and this is no different for healthcare than it is for just about anything else. Consider that many boomers who were extremely active in their younger years are now experiencing certain orthopedic issues, for example.

What this means is that the physical toll that this focus on activities that were physical in nature is beginning to manifest itself in hip and knee replacements, which are becoming an increasingly large proportion of the medical procedures that are being performed on boomers as they age. A single knee replacement can cost a princely sum of money and imagine what a double knee replacement runs.

Also, baby boomers move in these demographics as a group, therefore it is the group as a whole that will affect how healthcare resources are allocated across an increasingly strained system that may be in need of serious reform very soon. Medicare, which is already basically bankrupt, will not be able to absorb the costs needed to look after the health of this huge demographic.

It also seems that the current reforms being proposed by government -- depending on who you talk to -- may not come close to solving this problem. In fact, one of the ways in which the government intends to fund healthcare for everybody is to reduce the money given to Medicare by $500 billion over several years. Anybody who thinks that boomers are all that eager to see that happen needs to think again.

It may be that some sort of rationing scheme will need to be implemented to ensure that everybody who is entitled to healthcare gets it, but that is only one portion of controlling the costs involved in delivering health care to boomers. The whole system needs to be looked at, starting with how we keep medical records and what is done with them when they are needed, for example.

At any rate, rising baby boomer health cost issues will not be going away anytime soon, for it is this age demographic which is continuing to flood the retired ranks and is placing an ever increasing burden on government health resources such as Medicare. It is not their fault that they are doing this, but the medical issues that the elderly bring to the table are certainly helping to contribute to costs.

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$1000 Wyoming Pay-day Loans

By Erica Stevens

$1000 pay-day loans are the most regularly offered sort of loan anywhere in the world today. In actual fact a number of Wyoming pay-day loan firms out there in Oregon are even now operating online for the point of providing the patrons access to these small and temporary loans and so for them to get the loan quantity of at least $1000.

It is just critical to realize that though these firms give the people access to $1000 pay-day loans, they somehow differ according to the each year P.c. Rate ( APR ) that their $1000 pay-day loans offer. Nearly all the pay day loan firms anywhere in the world today offer one thousand pay-day loans. They offered this type of credit service understanding that more folks are keeping a lookout for 1000 pay day loans for them to cover their emergency wants and unexpected costs.

Though the majority of the firms share matching approach to pay-day loans in this sense, it is always compulsory for you to notice that these 1,000 pay-day loans have their own annual PC Rate ( APR ), which is one of the significant things to think about when picking 1,000 Wyoming pay day loan. Understanding that many firms out there have offered one thousand pay-day loans today, finding a selected one thousand pay-day loan with a great yearly percentage. About all the pay day loan firms anywhere in the world today offer one thousand pay day loans. They offered this type of credit service understanding that more folk are keeping a lookout for 1,000 pay-day loans for them to cover their emergency wants and surprising costs.

Though the majority of the firms share similar approach to pay-day loans in this sense, it is always compulsory for you to notice that these one thousand pay day loans have their own annual percentage Rate ( APR ), which is one of the topical points to think about when choosing one thousand pay-day loan.

Many pay-day loan firms are now operating online pay day loan deals to supply the people access to the minuscule and fleeting financing and so for them to get the amount they needed. These firms frequently differ according to their offers especially on the APR, about every one of them somehow fall to the same class of offering $500 to $1000 pay day loan amount. In precise fact $500 to $1000 pay day loan is the standard amount available for the tiny and non permanent financing like pay-day loans.

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Chakra Balancing - Enhance Your Overall Happiness and Wellbeing

By Jo Taylor-Combes

The existence and importance of the spiritual being within the physical being, in the minds of individuals is reducing because of modern science.

Contrary to this are the thoughts of life by the Hindu that the flame of spiritual healing still burns vividly along with the advancement of technology and science.

There are many secondary chakras as well as 7 primary chakras in the body. In Sanskrit Chakra means Wheel of Light. All the chakras work together constantly vibrating and rotating within a healthy human body.

Any type of imbalance in the movement of the chakras it may result in an overall state of imbalance that hinders the healthy functioning of a body. Achieving chakra balancing is imperative for encouraging a healthy spirit, mind and body.

Chakras are the centers of activity that receives, integrates and expresses life-force energy. They are the Entry Gates to the human Aura. They are located along the midline of the body from the base of the spine to the crown of the head. The seven main Chakras absorb and transmit energies back and forth into the universe, nature, celestial entities, and from other individuals.

What changes Chakra Balancing?

Energy cannot flow harmoniously through the Chakras when one or more of them are blocked. Blockages result in an imbalance along the Chakras. These imbalances then manifest themselves in other areas of our lives.

The harmonious functioning of the chakras become unbalanced for various reasons such as, illness, toxic exposure, stress, an unhealthy diet and lack of exercise as well as childhood traumas, emotional injuries, an inability to express emotions, beliefs incongruent with Truth, cultural conditioning, and so on.

Your Overall Happiness and Wellbeing depend upon Chakra Balancing

It is an admirable yet unpractical idea that Chakras function harmoniously and naturally. Although, many individuals do try to correct any dysfunctions in order to achieve a finer balance between the chakras. Self-healing is a theory that originates somewhat from chakra balancing.

Our thoughts, behaviors, body shape, glandular processes and any type of recurring ailments depend upon the condition of our chakras. Chakra balancing assures that all of these limitations work towards the goal of a achieving a healthy mind, body and spirit.

Chakra Balancing Benefits include:

* Recognition of the True Self

* Physical health, energy and vitality

* Inner peace and overall happiness

* Inner peace and complete happiness

* Being Consciously in touch with your body

* Faster spiritual growth and development

* A Sexually content life without the negative influences of lust

* Enhancing the ability to attract and express love

* Awareness of feelings at the higher universal level

* Immeasurable levels of confidence, however not being overly confident

* Spiritual healing through higher patterns of awareness, consciousness and acceptance

How to achieve Chakra Balancing

When you attempt to achieve chakra balancing, you may choose from an assortment of methods and techniques. You may find some of these methods and techniques to be very beneficial when you are striving to achieve harmony within the proper functioning of the body and chakra system.

* The use of Aromatherapy

* Use Touch Therapy

* Always Having a Positive Outlook on Life

* Physical exercise

* Try Color and Light Therapy

* Crystals and Gemstones Therapy

* Listen To Binaural Sound Frequencies

* Healing Therapies, such as Reiki

* Balancing with Pendulums and Hands

* Positive Affirmations, using Hypnosis and so on

* Meditation and Yoga, and breathing exercises

Since our body is a container for energy, it will constantly release and dispose of any spent energy throughout the cells and vital organs of the body. After doing so, it will then restock its reserve with new supplies of energy.

Chakra balancing helps to ensure that new energy is generating and sends the energy to all the vital organs and cells of the body for its optimal use, while ensuring that all parts of the body shares in this supply of new energy.

While in such a great and desirable state, there is a natural flowing of health, happiness as well as inner peace. Bringing the chakras back into their natural state of frequencies and vibrations is what chakra balancing is all about.

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NY Jets Rip Hapless Raiders

By Ross Everett

The New York Jets and rookie quarterback Mark Sanchez found a sure fire cure to their recent struggles-a game against the lowly Oakland Raiders. Sanchez passed for--3 yards and a touchdown, plus added a rushing touchdown as New York thumped Oakland 38-0 in the largest regular season shutout win in franchise history. Oakland quarterback JaMarcus Russell continued to struggle, and he passed for just 61 yards with three interceptions before he was benched in favor of Bruce Gradowski. The Jets improved their record to 4-3 while the Raiders dropped to 2-5.

NFL football betting enthusiasts who took the Jets as -6 road favorites had smooth sailing throughout the game for an easy pointspread cover. The Jets improved to 4-3 against the spread while the Raiders fell to 3-5 against the number. The 38 points scored went OVER the posted total of 34. Oakland failed to score a touchdown for the 15th game in the past four seasons.

It was such an effortless game that the only thing that Sanchez had to apologize for was surreptitiously eating a hot dog near the end of the contest:

"I want to apologize for that. I wasn't feeling very good and didn't eat much before the game, so I was feeling a little queasy. Toward the end of the game, I probably should have eaten one of those bars or something, but someone offered a hot dog, so I grabbed it and tried to be discreet about it, but obviously not discreet enough. So I shouldn't have done that, and it won't happen again."

Sanchez praised the defense for making his job easy:

"It makes it so easy on the offense when your defense is playing like that. Hats off to them, they had a heck of a game to shut that team out. I don't care who we're playing, that's a big-time accomplishment for our team."

Jets' coach Rex Ryan was very pleased with Sanchez's performance:

"Sanchez was great. He was just smart with the football. I think sometimes he could have put the ball on a receiver, but he was making sure the ball wasn't intercepted. It was great to see him respond."

Raiders' defensive lineman Richard Seymour, who boldly predicted the team would make the playoffs despite their slow start, was singing a different tune after the rout:

"I don't think we could have beaten an Oakland high school team today."

Despite Russell's struggles, Oakland coach Tom Cable remains committed to him as the team's starter:

"I thought he was really out of sorts early in the game. I just did not feel like at that point he gave us the best chance to have the success we needed to have offensively and made the move. JaMarcus will continue to be our starter. There is no issue there."

The Raiders will try to bounce back this weekend in a big rivalry game on the road against the San Diego Chargers. Oakland is +16' road underdogs with the total set at 42'. They'll then enjoy a bye week before back to back home games against the Kansas City Chiefs and Cincinnati Bengals. The Jets host Miami this Sunday, with New York a -3' home favorite and the total set at 40'. They'll also have a bye week to look forward to before returning to action at home on November 15 against the Jacksonville Jaguars.

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The 5 Secrets About Why Every Gym Rips You Off.

By Nick Harris

Most gyms aren't worth it. Yeah, you might be a gym devotee, or you think you're happy with your current setup, but let me tell you something - there are other ways of working out you should try.

So hey, if you're already a gym fan, no worries, but if you're unsure, check out these 5 reasons why.

#5: Prices are Sickeningly High.

If you're a student and you get a cheaper student gym with your university card, consider yourself very lucky. I had one, once, and it cost me next to nothing for an awesome, bright, airy gym that I loved. Once I moved to a big city, though? Forget it - hundreds a month, and not even close to as nice.

#4: The Kind of People Who Seriously Frequent Gyms? Nuts.

People sometimes come to the gym so often that they literally lose their minds, forgetting that the gym is a venue to getting in shape, not the be all and end all of their social calendar. If your gym is full of these people, be warned - you could become one, too.

#3: Do You Enjoy Covering Yourself in Other People's Sweat?

Yeah, the signs are all over the place and you want to hope that everyone in the gym is a nice, caring person who really will help you out by not leaving their sweat all over the machine, but the ugly truth is that most people simply don't wipe down the machines if they can get away with it.

#2: No One Likes Repetition, Over and Over and Over and Over...

You might claim that your magic iPod or your series of audio books or magazine subscriptions alleviate the crushing boredom of standing in a small room and working selective muscle groups over and over, but you're only deceiving yourself. Own up to the sad and depressing fact - gyms are stunningly, shockingly boring places that breed contempt through bitter, grim repetition. Get out while you still can.

#1: Welcome to a World Without Limits.

So you made it - you finally pulled yourself free from the glorified indentured servitude also known as 'working out in a gym'. Once the initial high of extreme happiness wears off, you'll be faced with an unfamiliar emotion - freedom. Run anywhere you want. Do whatever exercises you feel like, in your own house, out in a park, or in the damn street, if you want. But don't go back to paying $100+ every few weeks for the privilege of sweating very close to a bunch of other people. It's just not worth it.

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